Our 30 fixed mortgages have an interest rate that is locked in for all 360 payments.  This makes it the most secure loan available on the market. This type of financing works best for those who either don’t plan on moving, want to avoid an adjustable payment, and follow a consistent budget. First time home buyers favor the 30 year fixed as it makes the payment per month very low in comparison to a 15 year mortgage or shorter term.

Benefits to the 30 Year Fixed Mortgage

  • Low monthly payments.
  • Guaranteed principal and interest payments for the life of the loan making them risk adverse/free.